Conveyancing


The Leasehold Timebomb

If your property is still leasehold, the clock is ticking. If you have less than 60 years left to go on your lease you should seriously consider buying the freehold. With a leasehold, as a leaseholder, you just have the right to use the property. You do not own the land or the property itself. You have a lease to use the property in accordance with […]

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Government to “clamp down” on leasehold mis-selling

The Secretary of state for housing, communities and local government James Brokenshire has written to the Competition and Markets Authority and the Solicitors Regulation Authority in an effort to tackle issues with the leasehold market. Official figures point to approximately 100,000 tenants trapped in “exploitative and unfair” leasehold arrangements, with home owners suffering a ‘Double Clause’ in the worst cases. This amounts to ground rent […]


Land Transaction Tax replaces Stamp Duty in Wales

From April 1 the Welsh Assembly Government introduced its own Land Transaction Tax (LTT) replacing Stamp Duty Land Tax (SDLT). This means that England, Scotland and Wales each have their own separate regime for taxing the acquisition of land.  LTT is the first tax introduced by a Welsh Government in almost 800 years. What is Land Transaction Tax (LTT)? Like SDLT, LTT will be payable […]


The problem with leasehold properties

Recently we have dealt with a number of clients who have purchased the freehold title to their property. The problem with leasehold properties is that every year the cost of the freehold will increase and as the term of the lease diminishes even further, the price will escalate quite dramatically. The only way to combat this is to purchase the freehold as soon as possible, […]


Stamp duty relief for first-time buyers

Chancellor Philip Hammond has abolished stamp duty for first-time buyers on properties worth up to £300,000 and on the first £300,000 on properties worth up to £500,000 in higher-value areas, such as London. Philip Hammond also announced the Conservatives would make £15.3bn of new financial support available for housing over the next five years, bringing total support for housing to at least £44bn over this […]


First-time buyers and the bank of Mum and Dad

Recent reports have shown that first-time buyers now require an average of £33,000 for a deposit on a house. Understandably, young people are finding it extremely difficult to save this amount of money – so, what can they do? The Government scheme Help 2 Buy is one sensible option, but a record number of first-time buyers are now relying on the ‘Bank of Mum and Dad’ in […]


Conveyancing Scams – Protecting Yourself

A recent news article highlighted the sobering story of charity worker Howard Mollett – the victim of ‘Friday afternoon fraud’, an email scam that is the No 1 cybercrime in the legal sector. Howard had £67,000 of life savings stolen after fraudsters hacked into emails sent between him and his conveyancing solicitor. You can view the article here. This case will send a shiver down […]


Buying a house together before saying ‘I do’- what you need to know!

Moving in with your partner or buying a house together when you are not yet married needs a little extra thought before proceeding. From a legal point of view, there are a few things to consider! Living together as a couple before marriage is now quite common but unmarried couples must appreciate that they are not protected by the law in the same way as those who […]


First-Time Home Buyers Guide

Buying a house as a first-time buyer is a very exciting and happy time however, it can also feel incredibly daunting. There are many things to consider and lots of big decisions to make, but this should not stop you from enjoying the move. To help you along the way we thought we would share our conveyancing knowledge to make your first-buy a simple, stress […]

First Time Buyers PGM Solicitors Swansea

Coal Manorial Rights Mines and Minerals

Manorial Rights: Mines and Minerals Exceptions

~By Lizzie Dobson~ You may be forgiven for thinking that manorial rights were left behind at the turn of the 19th century but many homes in Swansea and the surrounding areas remain subject to such rights. It is important to understand these rights and how they affect your property.   In recent years, historic manorial rights owners such as the Crown and Church Commissioners, submitted […]